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Hoard, Incorporated ("Hoard", “we”, “our” or “us”) collects Personal Information about you from various sources to provide our Site to you, to analyze and improve our Site, and to communicate with you. ThisPrivacyPolicycoversourtreatment of the personally identifiable information (“Personal Information”) that we gather when you access or use our Site offered at hoardinvest.com (“Site”), but not to the practices of companies we don’t own or control, or people that we don’t manage.
We gather various types of Personal Information from our users and Site visitors, and we use this Personal Information internally in connection with our Site. In certain cases, we may also share some Personal Information with third parties.
To the extent permissible under applicable law, we collect information about you and any other party whose details you provide to us when you:
We will also collect your information where you only partially complete and/or abandon any information inputted into our Site and/or other online forms and may use this information to contact you to remind you to complete any outstanding information and/or for marketing purposes.
We also collect information from your devices (including mobile devices) and applications you or your users use to access and use our Site (for example, we may collect the device identification number and type, location information and connection information such as statistics on your page views, traffic to and from the sites, referral URL, ad data, your IP address, your browsing history and your web log information) and we will ask for your permission before we do so. We may do this using cookies or similar technologies (as described in Section 5 below).
We may enhance Personal Information we collect from you with information we obtain from third parties that are entitled to share that information; for example, information from credit agencies, search information providers or public sources (e.g. for customer due diligence purposes), but in each case as permitted by applicable laws.
To the extent permissible under Data Protection Laws, we use your information to:
To the extent permitted by Data Protection Laws, we retain information about you after the closure of your Hoard account, if your application for a Hoard account is declined or if you decide not to proceed.
Our Site may contain technology that enables us to:
In addition to the purposes described in this section 4, we may also use information we gather to deliver targeted and interest-based advertising, marketing (including in-product messaging) or information to you which may be useful, based on your use of the Site or any other information we have about you (depending on the Site, you may able to configure these features to suit your preferences). To learn more about interest-based advertising and how you may be able to opt-out of some of this advertising, you may wish to visit the Network Advertising Initiative’s online resources, at http://www.networkadvertising.org/choices, and/or the DAA’s resources at www.aboutads.info/choices. You may adjust your ad preferences through your social media settings. You may also be able to opt-out of some – but not all – interest-based ads served by mobile ad networks by visiting http://youradchoices.com/appchoices and downloading the mobile AppChoices app.
We use the following different types of cookies:
We may share your information with:
In the EU, we collect your personal data for the following purposes:
If you require details about the specific legal basis we are relying on to process your personal data please contact us at email@example.com.
We will endeavor to keep your information secure by taking appropriate technical and organizational measures against its unauthorized or unlawful processing and against its accidental loss, destruction or damage. We will take commercially reasonable steps to protect your Personal Information but we cannot guarantee the security of your information which is transmitted to our Site or to other website, applications and Site via an internet or similar connection.
If you believe your account has been compromised, please contact us at firstname.lastname@example.org.
You may provide us with instructions on what to do with your Personal Information. Users have choices and control over their Personal Information. Since these choices and instructions may result in loss of access to the Site and services, please review your options carefully.
If you have any questions about your Personal Information, our use of this Personal Information, or your rights when it comes to any of the foregoing, contact us at email@example.com.
If you are located in the EU or Switzerland, you have the following rights in respect to the Personal Information that we hold:
If you wish to exercise one of these rights, please contact us at firstname.lastname@example.org.
If you feel your Personal Information has been inappropriately handled, you can lodge a complaint to your local data protection authority. Further information about how to contact your local data protection authority is available at http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.
In addition, the browser you use may provide the ability to control cookies or other types of local data storage. Hoard does not control these choices, or default settings, which are offered by makers of your browser.
If you have any queries about how we treat your information, the contents of this notice, your rights under local law, how to update your records or how to obtain a copy of the information that we hold about you, please email us at email@example.com.